Listed below are many of the items to attend to prior to the closing. It is important to review these items and discuss them with your agent.
Before closing day
- Arrange for financing. Obtain a final approval and review lender requirements.
- Make arrangements for obtaining title insurance. Review with attorney or accountant how to hold title to property regarding estate planning and tax implications.
- Obtain estimates for moving companies and coordinate estimated moving date.
- Make arrangements for insurance coverage regarding real property, personal property, and personal liability.
- Follow up to ensure that any contingencies, such as property repairs, termite inspection, and other requirements, have been completed.
- Arrange to have utilities transferred and change address with post office, family, friends, relatives, and employers.
- Arrange for final walk-through of property to inspect for utility functions, repairs completed, personal property and garbage removal. Obtain all operating instructions and warranties from Seller. Obtain Homeowners Association rules, regulations, and covenants if applicable.
- Review all closing documents prior to the actual closing.
- Confirm the method of payment for paying the balance of the down payment and closing costs. Also confirm identification necessary at time of document signing. Obtain keys, garage openers, and alarm codes at time of possession.
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